Payment services glossary
This glossary has been compiled by the Swedish Financial Supervisory Authority in accordance with EU rules.
Payment, debit card abroad
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account when the consumer uses a debit card abroad. The amount of each transaction made using the card is taken directly and in full from the consumer´s account.
Payment, giro
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account, using a giro service.
Payment, international transfer, non-SEPA payment
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account in another country without using a SEPA payment.
Payment, international transfer, SEPA payment
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account in another country via a SEPA payment.
Payment, giro with envelope service
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account, using a giro payment with an envelope service.
Payment, Swish
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account, using a Swish payment.
Payment, to another bank, SEK account
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account in another bank.
Payment, to same bank, SEK account
The account provider transfers money, on the instruction of the consumer, from the consumer´s account to another account in the same bank.
Cash withdrawal
The consumer takes cash out of his/her account.
Cash withdrawal abroad
The consumer takes cash out of his/her account abroad.
Standing order, to account in another bank
The account provider makes regular transfers, on the instruction of the consumer, of a fixed amount of money from the consumer´s account to another account in another bank.
Standing order, to account in same bank
The account provider makes regular transfers, on the instruction of the consumer, of a fixed amount of money from the consumer´s account to another account in the same bank.
Providing a debit card
The account provider provides a payment card linked to the consumer´s account. The amount of each transaction made using the card is taken directly and in full from the consumer´s account.
Maintaining the account
The account provider operates the account for use by the consumer.
The list has been compiled by the Swedish Financial Supervisory Authority, in accordance with Directive 2014/92/EU of the European Parliament and of the Council (Payment Account Directive) and Commission Delegated Regulation (EU) 2018/32. The obligation for the Bank to provide the glossary derives from the Swedish Payment Services Act (2010:751).